6 Ways We Help You Lock in
Lower Rates

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

Wipe out the fees paid to your broker and then some. Cut out the middle man (loan officer) and start earning more per client.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

Compare Rates & Pick the Best

Wipe out the fees paid to your broker and then some. Cut out the middle man (loan officer) and start earning more per client.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Orca Home Loans for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.

Get your FREE Pre-Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Apply Today

Analyze Your Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

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Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

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Your Home Loan Could Be
Fully Funded 20 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Orca Home Loans for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.

Pick the Right Home Purchase Loan for You

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We're here to help you make that choice.

get Pre-Approved

Accomplish Your Strategic Refinance

Want some financial wiggle room? Planning to upgrade your home? We'll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

Apply Today

Shop Around for the Best Rate

As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you're getting the best deal and the right-fit terms.

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Get Your Mortgage Rate Quote in Just 30 Seconds!

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